|
Checking Account Rates
|
|
Product
|
Tiers
|
Interest Rate
|
APY*
|
|
Community Checking
|
$1,500.00 & up
|
.05%
|
.05%
|
|
Community First Checking
|
$0 to $7,499
|
.05%
|
.05%
|
|
|
$7,500 to $24,999
|
.15%
|
.15%
|
|
|
$25,000 to $49,999
|
.25%
|
.25%
|
|
|
$50,000 to $99,999
|
.25%
|
.25%
|
|
|
Over $100,000
|
.25%
|
.25%
|
|
|
|
|
|
|
|
|
|
|
|
Commercial Money Market
|
$0 to $7,499
|
0.15%
|
0.15%
|
|
|
$7,500 to $24,999
|
0.25%
|
0.25%
|
|
|
$25,000 to $49,999
|
0.35%
|
0.35%
|
|
|
$50,000 to $99,999
|
0.45%
|
0.45%
|
|
|
Over $100,000
|
0.50%
|
0.50%
|
- *APY=Annual Percentage Yield
- Rates are effective as of 11/09/11
- Rates are subject to change at any time without notice.
- Fees may reduce earnings.
|
|
Savings Account Rates
|
|
Product
|
Interest Rate
|
APY*
|
Tiers
|
|
Early Savings
|
.30%
|
.30%
|
|
|
Christmas Clubs
|
1.00%
|
1.00%
|
|
|
|
|
|
|
|
Regular Savings
|
.30%
|
.30%
|
up to $49,999
|
|
|
.40%
|
.40%
|
$50,000 to $99,999
|
|
|
.50%
|
.50%
|
over $100,000
|
- *APY=Annual Percentage Yield
- Rates are effective as of 11/09/11
- Rates are subject to change at any time without notice.
- Fees may reduce earnings.
|
|
Certificate of Deposit Rates
|
|
Product
|
Interest Rate
|
APY*
|
|
|
|
|
|
|
|
|
|
30 Day Certificate
|
0.20%
|
0.20%
|
|
6 Month Certificate
|
0.50%
|
0.50%
|
|
9 Month Special
|
0.75%
|
0.75%
|
|
1 Year Certificate
|
0.75%
|
0.75%
|
|
18 Month Certificate
|
0.85%
|
0.85%
|
|
2 Year Certificate
|
1.15%
|
1.15%
|
|
30 Month Certificate
|
1.15%
|
1.15%
|
|
3 Year Certificate
|
1.45%
|
1.45%
|
|
4 Year Certificate
|
1.70%
|
1.70%
|
|
5 Year Certificate
|
1.95%
|
1.95%
|
|
2 Year Rate Riser
|
1.15%
|
1.15%
|
|
|
|
|
- *APY=Annual Percentage Yield
- Rates are effective as of 11-09-11
- Rates are subject to change at any time without notice.
- Fees may reduce earnings.
|
|
Individual Retirement Accounts
|
|
Product
|
Interest Rate
|
APY*
|
|
30 Day
|
0.20%
|
0.20%
|
|
6 Month
|
0.50%
|
0.50%
|
|
9 Month - Special
|
0.75%
|
0.75%
|
|
12 Month
|
0.75%
|
0.75%
|
|
18 Month
|
0.85%
|
0.85%
|
|
2 Year
|
1.15%
|
1.15%
|
|
30 Month
|
1.15%
|
1.15%
|
|
3 Year
|
1.45%
|
1.45%
|
|
4 Year
|
1.70%
|
1.70%
|
|
5 Year
|
1.95%
|
1.95%
|
|
2 Year Rate Riser
|
1.15%
|
1.15%
|
|
|
|
|
- *APY=Annual Percentage Yield
- Rates are effective as of 11-09-11
- Rates are subject to change at any time without notice.
|
|
|
 |
