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Checking

Our checking accounts provide a convenient, affordable, and safe way to manage your money.

All the accounts listed below have the following complimentary benefits:

  • Online and Mobile banking
  • Mobile Remote Capture
  • VISA Debit Card (available upon request)
  • Refund of Foreign ATM fees Up to $12.50/Month
  • Unlimited Check Writing
  • 1st Order of Checks Free (Shipping and handling may apply)

Free Checking

Enjoy this checking account for your everyday banking needs. 

  • Minimum to Open $25
  • No Minimum Balance
  • No Monthly Cycle Service Charge

Star Simple Checking

Banking made simple with this checking account!

  • Minimum to Open $100
  • Monthly cycle service charge of $10 if daily balance falls below $2,500
  • No Monthly balance required to earn interest
  • Enjoy a promotional rate for the first six months of opening this account - Contact us for more information on rates

Star Checking

Earn high interest on this checking account!*

  • Minimum to Open . . . . . . . . . . . . . $100.00
  • Minimum to Earn Interest . . . . . . . . . . None
  • Monthly Cycle Service Charge . . . . . . . .None
  • Tiered Rates: Earn our highest checking account rate available on balances less than $20,000 with these 3 simple requirements:
       - Payroll Direct Deposit (ACH)
       - Minimum of 15 PIN-less debit card transactions per statement cycle
       - Paperless Statements (paper statements available for $10 fee and APY reduced)
  • Contact us for rate information.

*Must meet the three requirements listed above to earn interest. STAR accounts not meeting these requirements and/or balances greater than $20,000 will earn lower rates of interest.

Star Silver Checking

Earn interest on all balances!*

  • Minimum to Open . . . . . . . . . . . . . $100.00
  • Minimum to Earn Interest . . . . . . . . . . None
  • Monthly Cycle Service Charge . . . . . . . .None
  • Tiered Rates: Earn a high rate of interest with less requirements than STAR Checking:
       - No maximum dollar amount - your entire balance earns a great rate
       - Payroll Direct Deposit (ACH) required
       - Paperless Statements (paper statements available for $10 fee and APY reduced)
  • Contact us for rate information.

*Must meet the two requirements listed above to earn interest. SILVER accounts not meeting these requirements will earn a lower rate of interest.

Star Legacy Checking (50+)

Perfect interest earning account for our 50+ individuals. 

  • Minimum to Open $100
  • No Minimum Balance
  • No Monthly Cycle Service Charge
  • No Minimum to Earn Interest
  • Contact us for rate information.

First Responders Checking

Thank you for your service! All first responders qualify for this account which includes: current and retired Police, FEMA workers, Firefighters, Doctors, Nurses, American Red Cross employees, EMT/Paramedics, River Boat pilots and members of the United States Armed Forces. 

  • Minimum to Open . . . . . . . . . . . . . $100.00
  • Minimum to Earn Interest . . . . . . . . . .$500
  • Monthly Cycle Service Charge . . . . . . . .None
  • Earn a cash bonus if you establish payroll/social security direct deposit to the account and have at least one direct deposit post to the account within 180 days of opening the account!*
  • Contact us for rate information.

*If you qualify for this cash bonus it will post to your account no later than 90 days after your first direct deposit has posted to your account. Limit one cash bonus per social security number.

Star Educators Checking

Thank you for your service! All current and retired educators qualify for this account. 

  • Minimum to Open . . . . . . . . . . . . . $100.00
  • Minimum to Earn Interest . . . . . . . . . .$500
  • Monthly Cycle Service Charge . . . . . . . .None
  • Earn a cash bonus if you establish payroll/social security direct deposit to the account and have at least one direct deposit post to the account within 180 days of opening the account!*
  • Contact us for rate information.

*If you qualify for this cash bonus it will post to your account no later than 90 days after your first direct deposit has posted to your account. Limit one cash bonus per social security number.

 To apply, please contact a Customer Service Representative or visit one of our branches today!